Hancock-Perdue Insurance Services, Inc

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Auto Insurance

Jacksonville, Florida is a great place to live, and when it comes to auto insurance, there's a lot of choices out there and sometimes it can be overwhelming. If you're looking for auto insurance, or want to switch to a different auto insurance company, don't go it alone! Let an expert help you find the right car insurance to meets your needs. We could save you hundreds by shopping our multiple top-rated carriers for lower rates. No matter where you live whether it's Jacksonville FL, Ponte Vedra Beach FL, Jacksonville Beach FL, Fernandina Beach FL, we're just a phone call away.

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Four Questions to get the Right Auto Insurance


Using the right tool for a job is key to success in any profession. Experts say the same principle applies when selecting an auto insurance policy. Having the right type of policy can help ensure that you, your employees and your business are all protected in the unfortunate event that one of your vehicles is involved in an accident.

If you're a business owner and you or your employees use a vehicle for business-related deliveries or to carry certain materials to and from a job site, you may need a commercial auto insurance policy that's tailored to more closely suit the needs-and risks-of a business vehicle operator.


Here are some questions that can help you determine if you might need a commercial auto policy instead of a personal auto policy, courtesy of Hancock-Perdue:


  • Do you need more liability coverage than your personal auto policy provides? Generally, a commercial auto policy provides higher limits of liability, but less or no coverage in areas that are typically not associated with commercial auto risks.
  • Do you need special coverage for situations associated with con-ducting business? Commercial auto policies also usually offer certain coverages-such as hired and non-owned auto coverage and coverage for towing a trailer for business use-that are not available with personal auto policies.
  • Do you need to list any employees as drivers? You can do this with a commercial auto insurance policy.
  • Do you use your vehicle for business purposes? If you use your vehicle for things like pizza or newspaper delivery, catering, door-to-door consulting service, landscaping or snowplowing service, logging business, day care/church retreat van service and/or farm-to-market delivery, you might need a commercial auto policy.


Hanock-Perdue is an independent insurance agency - trained, licensed insurance professionals who offer personal service and advice. We can help match you with the type of policy that best suits your needs and those of your company.

To learn more about all we can offer, contact us today.

Our Primary Insurance Carriers: Progressive, Travelers, AIG, Bristol West, Infinity

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